Commissioners Consider Insurance Plans

During their June 15 work session, the Troup County Commission discussed potential options for future comprehensive and liability insurance for county property and departments.

The county recently retained Al Sherling of Insurance Review& Management to look over proposals received for potential Property and Casualty Insurance plans.

The county received a number of proposal bids, but the plans were primarily from two companies, Hutchinson Traylor and Mallory Insurance.

Sherling had some good news for commissioners, along with bit of bad news. The good news is that the county’s law enforcement and public official claims have been relatively low compared to many other counties which helps keep the plan costs low. Troup has been a bit above average in their automobile claims, but their max payout claims such as with a fatality crash have been well below average, so this also helps their liability insurance needs.

County Manager Tod Tentler advised that the county is already in the process of doing further training programs to help minimize further auto accident claims.

The bad news, Sherling explained, is that many county properties are very under insured. Sherling advised that he has received estimates that county properties were under uninsured by up to $20 million, which is already affecting the proposals they received.

Sherling explained that in order to get blanket replacement insurance, which is what most municipalities want, they would likely have to increase their insurance coverage, since their insured amount hasn’t really gone up for a decade, but the cost of replacing the properties certainly has.

Some of the plans required the properties be reevaluated so that they are not under insured, but Sherling recommended having an appraisement done anyway.

In other business, Troup County Parks & Recreation Director Cajen Rhodes requested a lifting of the county’s hiring freeze to hire a replacements for two retiring part time employees. The site manager at the West Point Active Life senior center and a van driver for the park’s transit department are retiring, so Rhodes asked the commissioners to lift the freeze so they can begin the interviewing process to replace the employees. The request would be revenue neutral as the new employees would receive the same pay as their predecessors.

Rhodes also requested permission to contract with New Ventures to do lawn maintenance at Pyne Road Park, which would replace recently lost inmate labor due to the closing of the Troup Correctional Facility. The total cost of the annual contact is $30,301.68, which Rhodes advised is available in the parks department budget. New Ventures will provide their own equipment to mow and hedge the park on a weekly basis.

New Ventures already contracts with the parks department to clean Callaway Stadium for public events.

Tentler also discussed using technology to help keep the trash convenience centers open without the need for inmate labor at each dump site. The plan calls for only two of the convenience centers to be manned, the one near the prison and one on Lloyd-Tatum center. The remaining trash dump sites will be monitored via video camera, so that officials can capture the face and tag number of people illegally dumping at the sites.

Tentler expects that some people will still dump prohibited items, but once they get a ticket for doing so, they won’t likely do it again.